Banking Industry Statistics

As of December 31, 2011, the Federal Deposit Insurance Corporation (FDIC) reported that 7,357 depositary institutions held $13.9 trillion in assets. (to access the latest data on depositary institutions use the following link: http://www.fdic.gov/bank/statistical/stats/index.html)

There were 6,290 commercial banks and 1,067 savings institutions.

Table 1. Top 25 Bank Holding Companies, December 2011

	INSTITUTION NAME	HEADQUARTER LOCATION	ASSETS ($Billions)
1	JPMORGAN CHASE & CO.	NEW YORK, NY	2,266
2	BANK OF AMERICA CORPORATION	CHARLOTTE, NC	2,137
3	CITIGROUP INC.	NEW YORK, NY	1,874
4	WELLS FARGO & COMPANY	SAN FRANCISCO, CA	1,314
5	GOLDMAN SACHS GROUP	NEW YORK, NY	924
6	METLIFE, INC.	NEW YORK, NY	800
7	MORGAN STANLEY	NEW YORK, NY	750
8	TAUNUS CORPORATION	NEW YORK, NY	355
9	U.S. BANCORP	MINNEAPOLIS, MN	340
10	HSBC NORTH AMERICA HOLDINGS	NEW YORK, NY	331
11	BANK OF NEW YORK MELLON	NEW YORK, NY	326
12	PNC FINANCIAL SERVICES GROUP	PITTSBURGH, PA	271
13	STATE STREET	BOSTON, MA	216
14	CAPITAL ONE FINANCIAL	MCLEAN, VA	206
15	TD BANK US HOLDING	PORTLAND, ME	201
16	ALLY FINANCIAL INC.	DETROIT, MI	184
17	SUNTRUST BANKS, INC.	ATLANTA, GA	177
18	BB&T CORPORATION	WINSTON-SALEM, NC	175
19	AMERICAN EXPRESS COMPANY	NEW YORK, NY	152
20	CITIZENS FINANCIAL GROUP	PROVIDENCE, RI	130
21	REGIONS FINANCIAL	BIRMINGHAM, AL	127
22	BMO FINANCIAL CORP.	WILMINGTON, DE	117
23	FIFTH THIRD BANCORP	CINCINNATI, OH	117
24	NORTHERN TRUST	CHICAGO, IL	100
25	UNIONBANCAL CORPORATION	SAN FRANCISCO, CA	90

Source: Adapted from http://www.ffiec.gov/nicpubweb/nicweb/top50form.aspx accessed March 11, 2012

Note: the source at the website of the Federal Financial Institutions Examination Council (FFIEC) provides data on top 50 bank holding companies in the U.S. The data are updated quarterly – check out the website for the most current information on the top 50 bank holding companies in the U.S. In the original table on the website, the number you see in parenthesis after the company name (RSSD ID) is a unique identifier assigned to every bank holding company in the U.S.

Table 2. Top 25 Banks in the World, by market capitalization

January 2012

Rank	Bank	Country	Market cap ($b, 20/1/2012)
1	Industrial & Commercial Bank of China	China	241.0
2	China Construction Bank	China	195.9
3	Wells Fargo & Co	US	160.7
4	HSBC Holdings	UK	150.9
5	Agricultural Bank of China	China	141.7
6	JP Morgan Chase	US	141.0
7	Bank of China	China	128.8
8	Itau Unibanco	Brazil	88.2
9	Citigroup	US	86.7
10	Commonwealth	Australia	82.6
11	Royal Bank Canada	Canada	76.6
12	Bank of America	US	71.8
13	Toronto-Dominion Bank	Canada	70.5
14	Banco Santander	Spain	67.3
15	Westpac	Australia	65.8
16	Mitsubishi UFJ Financial	Japan	64.3
17	Banco Bradesco	Brazil	63.9
18	Sberbank of Russia	Russia	59.4
19	ANZ Banking	Australia	58.5
20	Bank of Nova Scotia	Canada	58.2
21	Standard Chartered	UK	57.7
22	National Australia Bank	Australia	56.0
23	US Bancorp	US	54.9
24	BNP Paribas	France	54.2
25	Goldman Sachs Group	US	53.5

Source: Adapted from http://www.relbanks.com/worlds-top-banks/market-cap accessed March 11, 2012.

Table 3. FDIC Insurance Limit (per account per bank)

1934 (January)	$2500
1934 (July)	$5000
1950	$10,000
1966	$15,000
1969	$20,000
1974	$40,000
1980	$100,000
2008	$250,000*

^*From December 31, 2010 through December 31, 2012, at all FDIC-insured institutions, deposits held in noninterest-bearing transaction accounts will be fully insured regardless of the amount in the account.

Source: www.fdic.gov

Table 3. Top 10 U.S. commercial banks: assets, loans and deposits ($billions), Q4 2006 and 2011

2011
	Institution Name	Assets	Loans	Deposits	Loans/Assets	Deposits/Loans
1	JPMORGAN CHASE & CO.	1,951	693	1,240	36%	179%
2	BANK OF AMERICA	1,665	886	1,202	53%	136%
3	CITIGROUP INC.	1,302	579	884	44%	153%
4	WELLS FARGO & COMPANY	1,216	771	945	63%	122%
5	U.S. BANCORP	336	210	236	62%	113%
6	BANK OF NEW YORK MELLON	273	32	226	12%	699%
7	PNC FINANCIAL	263	158	197	60%	125%
8	STATE STREET	212	10	163	5%	1609%
9	HSBC HOLDINGS PLC	209	77	149	37%	194%
10	CAPITAL ONE FINANCIAL	205	132	138	64%	104%
	Top 10	7,634	3,547	5,379	46%	152%
	Top 10 share	55%	49%	53%
	Total	13,931	7,298	10,217	52%	140%
2006
	Institution Name	Assets	Loans	Deposits	Loans/Assets	Deposits/Loans
1	BANK OF AMERICA	1,376	745	771	54%	104%
2	JPMORGAN CHASE & CO.	1,264	472	683	37%	145%
3	CITIGROUP INC.	1,121	639	699	57%	109%
4	WACHOVIA CORPORATION	683	428	427	63%	100%
5	WELLS FARGO & COMPANY	429	310	327	72%	105%
6	Washington Mutual Bank	346	268	219	78%	82%
7	U.S. BANCORP	222	145	136	65%	94%
8	SUNTRUST BANKS, INC.	183	132	127	72%	96%
9	HSBC HOLDINGS PLC	168	89	107	53%	120%
10	ROYAL BANK OF SCOTLAND	164	105	102	64%	97%
	Top 10	5,955	3,334	3,599	56%	108%
	Top 10 share	50%	47%	46%
	Total	11,878	7,162	7,832	60%	109%

Source: FDIC, Call Report

Figure 1. Assets of top 10 banks in 2011 vs. 2006

Note: Wachovia and Washington Mutual were acquired in 2008